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Disability and Critical Illness

Shield your income for a worry-free recovery journey, allowing you to prioritize your well-being instead of financial concerns.

Secure your income against the uncertainties of injury or illness

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PARTNERS

WE WORK WITH THE TOP INSURANCE COMPANIES TO GIVE YOU THE POWER OF CHOICE

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Discover a Tailored Disability and Critical Illness Insurance Policy

for Your Unique Needs.

Celestial Insurance proudly offers a range of disability and critical illness insurance policies crafted in collaboration with top-tier life insurance companies. Discover the journey of exploring your possibilities with reaching out to our  trusted and dedicated agents to assist you throughout the process.

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Chat With an Agent
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Schedule a Consultation 

Experience the celestial touch with a dedicated licensed agent who will tailor a plan to suit your individual needs. Our commitment extends beyond the initial setup, as we will proactively monitor and adjust your policy to ensure it remains in perfect alignment with your journey. Reach out to us by phone or explore the celestial connection of a video conference.

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Income Safeguard Coverage

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What is Disability Insurance?

Disability insurance is a valuable life insurance policy that safeguards your income in the event of illness or injury, providing essential financial support when you are unable to work. With its "paycheck protection" feature, this coverage offers regular payouts to compensate for lost income, granting you the peace of mind to focus on healing and recuperation.

What is Critical Illness Insurance?

Covers a range of medical conditions

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Critical illness insurance is a specialized form of life insurance designed to safeguard against significant medical conditions. In the event of a critical illness diagnosis, this policy offers a lump sum payment to help cover medical costs and support family finances during the treatment period.
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Safeguard your primary asset:

your income stream.

What happens to your income if you experience a workplace injury or are diagnosed with a critical illness?
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Benefits of Disability & Critically Illness Insurance

While both types of policies share similarities in structure, each offers distinct advantages. Disability insurance is ideal if your occupation carries a risk of injury or if you lack sufficient savings to sustain a loss of income. On the other hand, if you desire long-term income protection in addition to your health insurance, it is wise to consider applying for critical illness insurance at a young and healthy age.

Disability Insurance
Portable
Ensure continuity as you switch employment
Critical Illness Insurance
Extensive Coverage
Obtain reliable protection at a budget-friendly rate
Customizable
Enhance your coverage with riders that align with your growing income
Portable
Ensure continuity as you switch employment
Accessible 
Accessing funds is more convenient with this payout compared to relying on Social Security benefits*
Customizable
Customize your desired level of coverage
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Peace of Mind

Protect your financial well-being and find peace of mind with a disability or critical illness policy that safeguards you in case you're unable to work. At Quility, we make it easy to tailor your policy and select the terms that suit your specific needs. Our dedicated agents are ready to offer the support and guidance you require every step of the way.

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The Celestial Difference

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Celestial Sourcing
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Divine Simplicity
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Divine Assistance
Aligned with 30+ divine insurance providers, we embark on a sacred journey to handpick the perfect coverage at the most harmonious price. 

In the cosmic realm of insurance, we believe simplicity is divine. Our mission is to unravel complexities, bringing forth celestial clarity and ease.

Forge a profound connection with our trusted agents, who will dive deep into the cosmic realms of insurance possibilities to unveil the policies that will empower your celestial aspirations.

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Ready to Apply?
Feel the divine flow as you take the next step. Obtain a free quote in a matter of seconds, reflecting your unique insurance needs. From there, transcend to our online application and bask in the effortless process of securing the coverage you seek within a mere 10 minutes. Experience the celestial ease.

Request a Quote

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